Splitwise vs CoupleCash
Splitwise tracks who owes who 4.20 GBP after dinner. CoupleCash tells you both whether you can afford rent next month. Different jobs: here is an honest look at which one fits yours.
| Splitwise | CoupleCash | |
|---|---|---|
| Built for | Splitting one-off expenses with anyone | Couples and households managing money monthly |
| Recurring household bills | Manual re-entry each time | |
| Split by income | ||
| Partner approval on changes | ||
| Monthly household overview | ||
| Savings goals and debt tracking | ||
| Private personal bills | ||
| Group trips and one-off dinners | Not our focus | |
| Premium price | Splitwise Pro, around 4 GBP a month per person | 3.59 GBP a month for both partners |
Comparison reflects publicly available Splitwise features and pricing as of mid-2026. If something is out of date, tell us and we will fix it.
Keep Splitwise if...
- You mostly split one-off costs: group trips, dinners, gifts
- Your groups change all the time and are bigger than two
- You only need to settle up, not plan ahead
Switch to CoupleCash if...
- You live together and the same bills come every month
- You earn different amounts and 50/50 does not feel fair
- You want shared savings goals and debt payoff, not just settling up
- You want changes agreed by both of you, in the app
Switching questions
Is CoupleCash a Splitwise alternative?
For couples and households, yes. Splitwise is great at splitting one-off expenses in any group. CoupleCash is built for two people running a household together: recurring bills, fair monthly splits, shared savings goals, and changes both partners approve.
What does Splitwise not do for couples?
Splitwise tells you who owes who after the fact. It does not give you a monthly household picture, income-based splits on recurring bills, shared savings goals, debt tracking, or any approval step when someone changes an arrangement.
Can I move from Splitwise to CoupleCash?
Yes. Set up your recurring bills once with their splits and CoupleCash handles every month from there. Most couples have fewer than 20 recurring bills, so setup takes a few minutes.
Which is cheaper?
CoupleCash Couple is 3.59 GBP a month covering both partners, and there is a free tier. Splitwise Pro is charged per person. For two people, CoupleCash premium typically costs less than half as much.
Outgrown settling up?
Set your bills up once. CoupleCash handles every month after that.
Premium for two is £3.59 a month: the price of one coffee, for both of you.