Frequently asked questions

CoupleCash is a personal finance app that helps you manage bills, debts, and savings goals. It works great on its own, and even better when you pair up with a partner to manage shared expenses.

Yes. CoupleCash works perfectly as a personal finance app. Track your bills, manage debts, set savings goals, and monitor your budget. If you decide to pair up with a partner later, everything you have set up carries over.

Not at all. CoupleCash works for anyone: individuals, married couples, partners, housemates, or anyone sharing expenses. The Couple Mode feature is optional.

CoupleCash is available on iOS, Android, and the web. Your data syncs across all devices in real time.

Track all your bills with flexible frequencies (weekly, monthly, quarterly, yearly), manage debts with payoff tracking, set savings goals, view monthly budget reports, and get bill reminders. No partner required.

Everything carries over. Your bills, debts, savings goals, and payment history all stay intact. You can then choose which items to share with your partner and which to keep personal.

No. Premium features like custom bill splits, debt tracking, savings goals, and budget categories all work for individual users. Couple Mode is just one of many Premium features.

Go to Settings and create a pairing code. Share the code with your partner, who enters it in their app. Once accepted, your accounts are linked and you can start managing money together.

You control visibility. Choose which bills are shared and visible to your partner, and which remain personal and private. Only shared items appear in the household view.

You can disconnect at any time. Your personal data remains intact. Shared bills revert to your personal account. No data is lost.

Set each partner's income in the app. Shared bills are split proportionally based on what each person earns. If one partner earns 60% of the household income, they pay 60% of shared bills. You can override the split for any individual bill.

Yes. The Free tier includes up to 5 personal bills, 1 shared bill, 50/50 splits, 3 custom categories, and data export. It is free forever, not a trial.

Both plans include the same premium features: unlimited bills, all split methods, debt tracking, savings goals, and more. The Couple plan (3.59 per month) also gives your partner free premium access. The Individual plan is 2.49 per month for one person.

Yes. New users get a 14-day free trial of all premium features. Your card is collected upfront but you are not charged until the trial ends.

Absolutely. Cancel your subscription anytime and keep Premium features until the end of your billing period. No questions asked.

Yes. We use bank-level encryption for all data in transit and at rest. We never store your bank login credentials and never sell your data to anyone.

Bank connections are read-only. We can see transactions but can never move money or make changes to your accounts.

We collect your email address for your account, transaction data you enter or sync, and anonymised app usage analytics. We never sell this data to anyone.